A copy of the foundation certification, showing that the foundation met the PFGMH guidelines that were in effect at the time of certification, is acceptable for future FHA loans, provided there are no alterations and/or observable damage to the foundation.

A copy of the foundation certification is not required in the loan file or insuring binder for any

• FHA-to-FHA transaction, provided that no modifications have been made to the foundation or structure from the date of the effective certification, or
• FHA/HUD Real Estate Owned (REO) Division sales.