1. Mortgage Insurance Program Overview

A. General Information on FHA Mortgage Insurance Programs, the Mortgage Insurance Process, and Loan Origination Requirements/Restrictions

This section contains the following sub-sections. Select one to view it, or click here to view them all together on a page like this one.

• 1. Overview of FHA Single Family Mortgage Insurance Programs
• 2. Overview of the Mortgage Loan Application and Insurance Endorsement Process
• 3. Restrictions on the Use of Non FHA-Approved Mortgage Brokers

B. Fair Housing and Other Civil Rights Requirements

This section contains the following sub-sections. Select one to view it, or click here to view them all together on a page like this one.

• 1. General Information on Fair Housing and Other Civil Rights Requirements
• 2. The Fair Housing Act
• 3. Affirmative Fair Housing Marketing
• 4. Fair Credit Reporting Act (FCRA)
• 5. Equal Credit Opportunity Act (ECOA)
• 6. Executive Order 11063 (as Amended by Executive Order 12259)
• 7. Other Housing Act Requirements
• 8. Confidential Nature of Credit Information
• 9. Reporting Fraud and Abuse

C. Home Mortgage Insurance Programs

This section contains the following sub-sections. Select one to view it, or click here to view them all together on a page like this one.

• 1. General Information on Home Mortgage Insurance Programs
• 2. Section 203(b) Home Mortgage Insurance
• 3. Section 203(h) Home Mortgage Insurance for Disaster Victims
• 4. Section 203(i) Home Mortgage Insurance for Outlying Areas
• 5. Section 203(k) Rehabilitation Home Mortgage Insurance and Streamlined Limited Repair Program
• 6. Section 203(n) Single Family Cooperative Program
• 7. Section 220 (d)(3)(A) Urban Renewal Mortgage Insurance
• 8. Section 220(h) Insured Improvement Loans Urban Renewal
• 9. Section 223(e) Miscellaneous Housing Insurance
• 10. Section 233 Mortgage Insurance for Experimental Housing
• 11. Section 234(c) Mortgage Insurance for Condominium Units
• 12. Section 238(c) Mortgage Insurance in Military Impacted Areas (MIAs)
• 13. Section 245(a) Graduated Payment Mortgages (GPMs) and Growing Equity Mortgages (GEMs)
• 14. Section 247 Single Family Mortgage Insurance on Hawaiian Home Lands (HHL)
• 15. Section 248 Single Family Mortgage Insurance on Indian Lands (IL)
• 16. Section 251 Adjustable Rate Mortgages (ARMs)
• 17. Section 255 Home Equity Conversion Mortgage (HECM)

D. FHA Connection

This section contains the following sub-sections. Select one to view it, or click here to view them all together on a page like this one.

• 1. Overview of the FHA Connection
• 2. Accessing FHA Connection
• 3. Requests for an FHA Case Number
• 4. Canceling and Reinstating Case Numbers
• 5. Transferring Case Numbers Between Lenders