The lender must obtain

• Fannie Mae Form 1004MC, Market Conditions Addendum to the Appraisal Report, for all appraisals of properties that are to be security for FHA-insured mortgages performed on or after April 1, 2009, and
• one of the following Fannie Mae forms, as appropriate, and any attachments and exhibits, completed and dated by the appraiser:
• Fannie Mae For 1004, March 2005, Uniform Residential Appraisal Report - required to report an appraisal of a one-unit property, or a one-unit property with an accessory unit
• Fannie Mae Form 1004C, March 2005, Manufactured Home Appraisal Report - required to report an appraisal of a one-unit manufactured home
• Fannie Mae Form 1073, March 2005, Individual Condominium Unit Appraisal Report - required to report an appraisal of a unit in a condominium project, or a condominium unit in a planned unit development (PUD), or
• Fannie Mae Form 1025, Small Residential Income Property Appraisal Report - required to report an appraisal of a two- to four-unit property.

Exception: This requirement does not apply to streamline refinance transactions made without an appraisal.